These Terms and Conditions ("Agreement", "Terms") constitute a legally binding contract between you ("Player", "User", "you") and ric9 ("ric9", "we", "us", "the Platform"), the operator of the online casino and sports betting platform accessible at ric9.club. By creating a ric9 account, accessing any part of the Platform, or placing a wager of any kind, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety.
ric9 is an online gaming platform regulated and licensed by the Philippine Amusement and Gaming Corporation (PAGCOR), the government body responsible for overseeing all casino-style gaming activities in the Republic of the Philippines. These Terms are governed by and construed in accordance with Philippine law.
PLEASE READ THESE TERMS CAREFULLY. If you do not agree with any part of this Agreement, you must not access or use the ric9 Platform. Continued use of the Platform constitutes ongoing acceptance of these Terms and any future amendments to them.
ric9 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via the email address on file. It is your responsibility to review these Terms periodically. Continued use of the Platform following notification of changes constitutes acceptance of the revised Terms.
In compliance with PAGCOR regulations and Philippine law, access to and participation in gaming activities on the ric9 Platform is strictly restricted to individuals who are twenty-one (21) years of age or older. This age requirement is non-negotiable and applies to all users of the Platform regardless of nationality or place of residence.
🔞 Underage Gambling is Prohibited. It is illegal under Philippine law for persons under 21 years of age to participate in casino-style gaming. ric9 conducts mandatory identity and age verification for all registered accounts. Any account found to have been registered by or used by a person under the minimum age requirement will be immediately suspended, all funds forfeited, and the matter may be referred to PAGCOR.
To register for a ric9 account, you must:
Each individual player is permitted to hold one (1) ric9 account only. The creation of multiple accounts by a single individual ("multi-accounting") is strictly prohibited and constitutes grounds for immediate account suspension, forfeiture of all balances, and potential reporting to PAGCOR. If you become aware of a duplicate account registered under your details, you are obligated to notify ric9 immediately via live chat support.
ric9 is required by PAGCOR regulations and applicable Philippine anti-money laundering laws (Republic Act No. 9160, as amended) to conduct identity verification on all account holders. You agree to provide, upon request and within a reasonable timeframe, documentation including but not limited to: a valid government-issued photo ID (Philippine passport, SSS, UMID, or driver's licence), proof of residential address, and source of funds documentation for high-value transactions. Failure to complete KYC verification within the requested timeframe may result in account suspension and withholding of withdrawals pending verification.
You are solely responsible for maintaining the confidentiality and security of your ric9 login credentials, including your username and password. You must not disclose your login credentials to any other person. ric9 strongly recommends enabling two-factor authentication (2FA) on your account. Any activity conducted via your ric9 account is deemed to have been authorised by you, regardless of whether you were the person who conducted it, unless you have notified ric9 of a suspected security breach promptly upon becoming aware of it.
All ric9 accounts operate in Philippine Peso (PHP). All deposits, wagers, bonuses, and withdrawals are denominated in PHP. No currency conversion fees are applied by ric9 to PHP transactions, though your bank or e-wallet provider (GCash, PayMaya, BPI, BDO, Metrobank) may apply their own fees in accordance with their respective terms.
ric9 reserves the right to suspend, restrict, or permanently close any account, with or without prior notice, in the following circumstances:
ric9 accepts deposits and processes withdrawals via the following Philippine payment channels: GCash, PayMaya, BPI Online, BDO Online, and Metrobank Online Banking. ric9 may add, modify, or remove accepted payment methods at any time. All payment methods must be registered in your own name and must match the verified identity on your ric9 account.
ric9 processes withdrawal requests 24 hours a day, 7 days a week, including Philippine public holidays. Estimated processing timeframes are: GCash and PayMaya — 5 to 30 minutes; Bank Transfers (BPI, BDO, Metrobank) — 1 to 3 business hours. These are estimates and may be affected by payment provider processing times outside ric9's control. ric9 may withhold withdrawal processing pending completion of KYC verification for accounts that have not yet been fully verified.
In accordance with the Anti-Money Laundering Act of the Philippines (RA 9160, as amended), ric9 may request documentation verifying the source of funds for deposits exceeding applicable thresholds. Failure to provide satisfactory documentation may result in transaction reversal and account review.
ric9 offers various bonuses and promotional offers to registered players. All bonuses are subject to the specific terms communicated at the time of offer, as well as the following general bonus terms which apply across all ric9 promotions.
New ric9 players may be eligible for a welcome bonus on their first qualifying deposit. The welcome bonus offer, including its percentage match, maximum bonus amount, eligible games, and wagering requirements, is displayed on the ric9 promotions page at the time of registration. Claiming the welcome bonus constitutes acceptance of these Terms and the specific bonus terms applicable to that offer.
All games offered on the ric9 Platform use independently tested and certified Random Number Generator (RNG) technology, or in the case of live casino games, real physical events conducted by professional dealers under video surveillance. Published Return to Player (RTP) percentages are accurate and based on long-run statistical averages. Individual session outcomes are independent and cannot be predicted or influenced by any party.
In the event of a game malfunction, software error, connectivity interruption, or any technical failure that affects the outcome or display of a game, ric9 reserves the right to void the affected bet(s) and return the wagered amount to the player's account balance. Wins resulting from a demonstrable malfunction or error are not paid out. ric9 shall not be liable for losses arising from connectivity interruptions on the player's end.
All bets are settled in accordance with the official rules of the respective game as displayed within the ric9 Platform. In the case of sports betting, bets are settled based on official results from recognised governing bodies. ric9's decision on bet settlement is final, subject to the review process available through live chat support.
ric9 is committed to responsible gaming and the protection of vulnerable players. Gambling is intended to be a form of entertainment, not a means of generating income. ric9 provides the following responsible gaming tools to all registered players, accessible from the account settings panel:
🔞 Age Restriction: ric9 strictly enforces the PAGCOR-mandated minimum age of 21 years for all casino gaming activities. If you are concerned about underage gambling within your household, please use your device's parental control settings to restrict access to ric9.club.
If you believe you or someone you know may have a gambling problem, ric9 encourages you to seek assistance. PAGCOR operates responsible gaming support resources for Filipino players. You may also contact ric9's 24/7 live chat support team to discuss your account restrictions and responsible gaming options at any time.
For more information on responsible gaming resources in the Philippines, please visit the ric9 Responsible Gaming page.
The following activities are strictly prohibited on the ric9 Platform and constitute grounds for immediate account termination and forfeiture of funds:
All content on the ric9 Platform, including but not limited to the ric9 logo, trade name, website design, software, game interfaces, graphics, text, and multimedia content, is the intellectual property of ric9 or its licensed third-party providers and is protected by applicable Philippine and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial gaming purposes only. You may not reproduce, distribute, publicly display, modify, or create derivative works of any ric9 content without prior written authorisation from ric9.
To the maximum extent permitted by applicable Philippine law, ric9 shall not be liable for: (a) any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Platform; (b) loss of winnings resulting from game malfunctions or technical errors; (c) losses arising from connectivity interruptions on your side; (d) any third-party claims arising from your use of the Platform.
ric9's total aggregate liability to any player in respect of any single incident or series of related incidents shall not exceed the total net deposits made by that player in the thirty (30) days preceding the event giving rise to the liability.
Important Notice: Gambling involves risk. You may lose some or all of the funds you deposit and wager at ric9. ric9 does not guarantee winnings or outcomes on any game or bet. Play only with funds you can afford to lose.
ric9 collects and processes personal data from registered players in accordance with the Republic of the Philippines' Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. The types of data collected, the purposes for which it is processed, your rights as a data subject, and the measures taken to protect your information are set out in full in the ric9 Privacy Policy, which forms part of this Agreement by reference.
By registering for a ric9 account, you acknowledge that you have read and understood the ric9 Privacy Policy and consent to the collection and processing of your personal data as described therein.
ric9 reserves the right to amend, modify, or replace any part of these Terms and Conditions at any time. Where changes are material — meaning they materially affect your rights or obligations as a player — ric9 will provide at least fourteen (14) days' prior notice via the email address associated with your account before the changes take effect. Non-material changes (such as clarifications or corrections of typographical errors) may take effect immediately.
If you object to any change in these Terms, your sole remedy is to stop using the Platform and, if you have a remaining balance, request a withdrawal. Continued use of the Platform after the effective date of any changes constitutes your acceptance of the revised Terms.
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.
In the event of a dispute arising out of or in connection with these Terms, your ric9 account, or your use of the Platform, you agree to first attempt to resolve the matter informally by contacting ric9 customer support via live chat. ric9 will endeavour to respond to and resolve all disputes within fifteen (15) business days of receiving a formal complaint.
If a dispute cannot be resolved informally, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines. As a PAGCOR-licensed operator, ric9 is also subject to PAGCOR's regulatory oversight and dispute resolution mechanisms as provided for under applicable Philippine gaming regulations.
If you have questions about these Terms and Conditions, your ric9 account, or any aspect of the Platform, you may contact ric9 via the following channels:
These Terms and Conditions were last updated on 1 January 2026. If you are reading a cached or printed version of this document, please refer to ric9.club/terms-conditions for the current version.
ric9 holds a valid PAGCOR license and operates in full compliance with Philippine gaming regulations. Annual audits, certified RNG testing, and regulatory reporting keep ric9 accountable to the highest standard.
All player deposits are held in segregated accounts, ring-fenced from ric9 operating expenses. Your PHP balance is protected and available for withdrawal at any time, subject to verification requirements.
Every ric9 login, deposit, and withdrawal is protected by bank-grade SSL encryption. Your credentials and financial data are never transmitted or stored in plain text on any ric9 system.
Deposit limits, session timers, cooling-off, and self-exclusion tools are accessible directly from your ric9 dashboard — no support ticket required. Your wellbeing is a platform feature, not an afterthought.
ric9 bonus offers are written in plain English with clearly stated wagering requirements, valid game lists, and expiry dates. No hidden conditions, no fine-print mechanics designed to trap players.
ric9's live chat support is staffed by Filipino agents around the clock. Real answers to real questions — no scripted deflections, no overseas call centres, no waiting until Monday morning Manila time.
Now that you've reviewed the ric9 Terms & Conditions, you know exactly what to expect. PAGCOR-licensed, PHP-native, GCash-ready, and built for Filipino players.
🔞 ric9 Casino is strictly for players aged 21 and above. Play responsibly.